Credit-Card Delinquency Rate
2.9%
· Jan 2026
econ
scout
1990-91 Recession · Jul 1990 – Mar 1991
2001 Recession · Mar 2001 – Nov 2001
Global Financial Crisis · Dec 2007 – Jun 2009
COVID-19 Recession · Feb 2020 – Apr 2020
2%
3%
4%
5%
6%
1995
2000
2005
2010
2015
2020
2025
2.9%
Credit-Card Delinquency Rate — one value per year; US recessions are shaded on the chart.
Year
Credit-Card Delinquency Rate
1991
5.3%
1992
4.7%
1993
3.9%
1994
3.3%
1995
4.0%
1996
4.6%
1997
4.8%
1998
4.7%
1999
4.5%
2000
4.6%
2001
4.7%
2002
4.8%
2003
4.4%
2004
4.0%
2005
3.5%
2006
4.0%
2007
4.6%
2008
5.6%
2009
6.3%
2010
4.1%
2011
3.3%
2012
2.7%
2013
2.4%
2014
2.1%
2015
2.2%
2016
2.4%
2017
2.5%
2018
2.5%
2019
2.6%
2020
2.1%
2021
1.6%
2022
2.3%
2023
3.1%
2024
3.1%
2025
2.9%
2026
2.9%
Source: FRED · DRCCLACBS · econscout.com