Loan Delinquency Rate
1.5%
· Jan 2026
econ
scout
1990-91 Recession · Jul 1990 – Mar 1991
2001 Recession · Mar 2001 – Nov 2001
Global Financial Crisis · Dec 2007 – Jun 2009
COVID-19 Recession · Feb 2020 – Apr 2020
2%
3%
4%
5%
6%
7%
1990
2000
2010
2020
1.5%
Loan Delinquency Rate — one value per year; US recessions are shaded on the chart.
Year
Loan Delinquency Rate
1985
4.8%
1986
4.7%
1987
5.3%
1988
4.7%
1989
4.9%
1990
6.0%
1991
5.8%
1992
4.8%
1993
3.4%
1994
2.5%
1995
2.5%
1996
2.4%
1997
2.3%
1998
2.2%
1999
2.0%
2000
2.3%
2001
2.7%
2002
2.6%
2003
2.1%
2004
1.6%
2005
1.5%
2006
1.7%
2007
2.5%
2008
4.8%
2009
7.3%
2010
6.4%
2011
5.5%
2012
4.7%
2013
3.5%
2014
2.7%
2015
2.2%
2016
2.0%
2017
1.8%
2018
1.5%
2019
1.4%
2020
1.6%
2021
1.3%
2022
1.2%
2023
1.4%
2024
1.5%
2025
1.5%
2026
1.5%
Source: FRED · DRALACBS · econscout.com