30-Year Mortgage Rate
6.66%
· Jul 2026
econ
scout
1973-75 Recession · Nov 1973 – Mar 1975
1980 Recession · Jan 1980 – Jul 1980
1981-82 Recession · Jul 1981 – Nov 1982
1990-91 Recession · Jul 1990 – Mar 1991
2001 Recession · Mar 2001 – Nov 2001
Global Financial Crisis · Dec 2007 – Jun 2009
COVID-19 Recession · Feb 2020 – Apr 2020
5%
10%
15%
1980
1990
2000
2010
2020
6.66%
30-Year Mortgage Rate — one value per year; US recessions are shaded on the chart.
Year
30-Year Mortgage Rate
1971
7.48%
1972
7.45%
1973
8.56%
1974
9.56%
1975
9.09%
1976
8.78%
1977
9.00%
1978
10.38%
1979
12.90%
1980
14.95%
1981
17.04%
1982
13.57%
1983
13.43%
1984
13.14%
1985
11.09%
1986
9.29%
1987
10.61%
1988
10.77%
1989
9.78%
1990
9.68%
1991
8.35%
1992
8.14%
1993
7.13%
1994
9.18%
1995
7.11%
1996
7.64%
1997
6.99%
1998
6.83%
1999
8.06%
2000
7.13%
2001
7.16%
2002
5.93%
2003
5.85%
2004
5.81%
2005
6.22%
2006
6.18%
2007
6.17%
2008
5.10%
2009
5.14%
2010
4.86%
2011
3.95%
2012
3.35%
2013
4.48%
2014
3.87%
2015
4.01%
2016
4.32%
2017
3.99%
2018
4.55%
2019
3.74%
2020
2.67%
2021
3.11%
2022
6.42%
2023
6.61%
2024
6.85%
2025
6.15%
2026
6.66%
Source: FRED · MORTGAGE30US · econscout.com