Personal Saving Rate
2.7%
· Jun 2026
econ
scout
1960-61 Recession · Apr 1960 – Feb 1961
1969-70 Recession · Dec 1969 – Nov 1970
1973-75 Recession · Nov 1973 – Mar 1975
1980 Recession · Jan 1980 – Jul 1980
1981-82 Recession · Jul 1981 – Nov 1982
1990-91 Recession · Jul 1990 – Mar 1991
2001 Recession · Mar 2001 – Nov 2001
Global Financial Crisis · Dec 2007 – Jun 2009
COVID-19 Recession · Feb 2020 – Apr 2020
5%
10%
15%
20%
25%
30%
1960
1970
1980
1990
2000
2010
2020
2.7%
Personal Saving Rate — one value per year; US recessions are shaded on the chart.
Year
Personal Saving Rate
1959
11.0%
1960
10.4%
1961
11.6%
1962
10.3%
1963
10.7%
1964
12.5%
1965
11.7%
1966
11.6%
1967
11.8%
1968
11.1%
1969
11.8%
1970
13.2%
1971
13.0%
1972
13.7%
1973
14.8%
1974
14.0%
1975
12.0%
1976
10.6%
1977
11.4%
1978
10.4%
1979
10.1%
1980
11.4%
1981
12.4%
1982
10.9%
1983
10.1%
1984
11.1%
1985
8.6%
1986
6.8%
1987
8.4%
1988
8.3%
1989
7.7%
1990
8.8%
1991
9.8%
1992
10.5%
1993
9.0%
1994
7.0%
1995
6.0%
1996
6.1%
1997
6.1%
1998
5.5%
1999
3.7%
2000
4.1%
2001
3.7%
2002
5.3%
2003
5.0%
2004
6.2%
2005
2.5%
2006
2.6%
2007
2.4%
2008
5.8%
2009
5.4%
2010
6.2%
2011
7.2%
2012
10.9%
2013
4.5%
2014
6.0%
2015
5.8%
2016
5.0%
2017
5.0%
2018
8.4%
2019
6.2%
2020
11.8%
2021
6.6%
2022
4.2%
2023
5.6%
2024
4.3%
2025
3.6%
2026
2.7%
Source: FRED · PSAVERT · econscout.com