Mortgage Delinquency Rate
1.9%
· Jan 2026
econ
scout
1990-91 Recession · Jul 1990 – Mar 1991
2001 Recession · Mar 2001 – Nov 2001
Global Financial Crisis · Dec 2007 – Jun 2009
COVID-19 Recession · Feb 2020 – Apr 2020
2%
4%
6%
8%
10%
1995
2000
2005
2010
2015
2020
2025
1.9%
Mortgage Delinquency Rate — one value per year; US recessions are shaded on the chart.
Year
Mortgage Delinquency Rate
1991
3.3%
1992
2.8%
1993
2.4%
1994
2.1%
1995
2.2%
1996
2.3%
1997
2.2%
1998
2.0%
1999
2.0%
2000
2.2%
2001
2.3%
2002
2.0%
2003
1.8%
2004
1.4%
2005
1.6%
2006
1.9%
2007
3.1%
2008
6.6%
2009
10.4%
2010
10.3%
2011
10.3%
2012
10.0%
2013
8.3%
2014
6.5%
2015
5.1%
2016
4.1%
2017
3.6%
2018
2.8%
2019
2.3%
2020
2.8%
2021
2.3%
2022
1.8%
2023
1.7%
2024
1.8%
2025
1.8%
2026
1.9%
Source: FRED · DRSFRMACBS · econscout.com