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Mortgage Delinquency Rate
Share of single-family mortgage balances past due.
1.9%
Percent · latest, Jan 2026
vs prior quarter▲ 0.1 pp
vs year ago▲ 0.1 pp
| Year | Mortgage Delinquency Rate |
|---|---|
| 1991 | 3.3% |
| 1992 | 2.8% |
| 1993 | 2.4% |
| 1994 | 2.1% |
| 1995 | 2.2% |
| 1996 | 2.3% |
| 1997 | 2.2% |
| 1998 | 2.0% |
| 1999 | 2.0% |
| 2000 | 2.2% |
| 2001 | 2.3% |
| 2002 | 2.0% |
| 2003 | 1.8% |
| 2004 | 1.4% |
| 2005 | 1.6% |
| 2006 | 1.9% |
| 2007 | 3.1% |
| 2008 | 6.6% |
| 2009 | 10.4% |
| 2010 | 10.3% |
| 2011 | 10.3% |
| 2012 | 10.0% |
| 2013 | 8.3% |
| 2014 | 6.5% |
| 2015 | 5.1% |
| 2016 | 4.1% |
| 2017 | 3.6% |
| 2018 | 2.8% |
| 2019 | 2.3% |
| 2020 | 2.8% |
| 2021 | 2.3% |
| 2022 | 1.8% |
| 2023 | 1.7% |
| 2024 | 1.8% |
| 2025 | 1.8% |
| 2026 | 1.9% |
Hover the line to read any month. Drag across the chart to zoom; double-click to reset.
Source: FRED · DRSFRMACBS · series · Jan 1991 to Jan 2026 · latest-revised
Refreshed Jul 31, 2026 from FRED.
Share of single-family mortgage balances past due.
Share of single-family residential mortgage balances at commercial banks that are past due.
Source: FRED · Jan 2026 · Full lesson → Learn
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