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Mortgage Debt
Home-mortgage debt outstanding, the biggest household liability.
$13.9T
Millions of dollars · latest, Jan 2026
vs prior quarter▲ 0.5%
vs year ago▲ 2.8%
| Year | Mortgage Debt |
|---|---|
| 1951 | $0.1T |
| 1952 | $0.1T |
| 1953 | $0.1T |
| 1954 | $0.1T |
| 1955 | $0.1T |
| 1956 | $0.1T |
| 1957 | $0.1T |
| 1958 | $0.1T |
| 1959 | $0.1T |
| 1960 | $0.1T |
| 1961 | $0.2T |
| 1962 | $0.2T |
| 1963 | $0.2T |
| 1964 | $0.2T |
| 1965 | $0.2T |
| 1966 | $0.2T |
| 1967 | $0.2T |
| 1968 | $0.3T |
| 1969 | $0.3T |
| 1970 | $0.3T |
| 1971 | $0.3T |
| 1972 | $0.3T |
| 1973 | $0.4T |
| 1974 | $0.4T |
| 1975 | $0.5T |
| 1976 | $0.5T |
| 1977 | $0.6T |
| 1978 | $0.7T |
| 1979 | $0.8T |
| 1980 | $0.9T |
| 1981 | $1.0T |
| 1982 | $1.0T |
| 1983 | $1.1T |
| 1984 | $1.2T |
| 1985 | $1.5T |
| 1986 | $1.6T |
| 1987 | $1.8T |
| 1988 | $2.1T |
| 1989 | $2.3T |
| 1990 | $2.5T |
| 1991 | $2.7T |
| 1992 | $2.8T |
| 1993 | $3.0T |
| 1994 | $3.2T |
| 1995 | $3.3T |
| 1996 | $3.5T |
| 1997 | $3.7T |
| 1998 | $4.0T |
| 1999 | $4.4T |
| 2000 | $4.8T |
| 2001 | $5.3T |
| 2002 | $6.0T |
| 2003 | $6.9T |
| 2004 | $7.8T |
| 2005 | $8.9T |
| 2006 | $9.9T |
| 2007 | $10.6T |
| 2008 | $10.5T |
| 2009 | $10.4T |
| 2010 | $10.0T |
| 2011 | $9.8T |
| 2012 | $9.5T |
| 2013 | $9.4T |
| 2014 | $9.3T |
| 2015 | $9.4T |
| 2016 | $9.6T |
| 2017 | $9.9T |
| 2018 | $10.1T |
| 2019 | $10.4T |
| 2020 | $10.8T |
| 2021 | $11.8T |
| 2022 | $12.7T |
| 2023 | $13.0T |
| 2024 | $13.4T |
| 2025 | $13.8T |
| 2026 | $13.9T |
Hover the line to read any month. Drag across the chart to zoom; double-click to reset.
Source: FRED · HHMSDODNS · series · Oct 1951 to Jan 2026 · latest-revised
Refreshed Jul 31, 2026 from FRED.
Home-mortgage debt outstanding, the biggest household liability.
Home-mortgage debt outstanding for US households and nonprofits (Fed Z.1).
Source: FRED · Jan 2026 · Full lesson → Learn
About the bands. Shaded spans are NBER-dated US recessions, drawn as factual overlays. They mark when the economy contracted, not why. Lining an event up with a move is not evidence it caused the move.