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Each line rebased to 100 where the shared window begins — growth from a common base, not levels.

Credit-Card Rate (Balances) Labor Productivity
Credit-Card Rate (Balances)Labor Productivity Rebased to 100 at Nov 1994
2001 RecessionGlobal Financial CrisisCOVID-19 Recession80100120140160180100 = Nov 19941995200020052010201520202025Indexed to 100 — lines moving together is not causation · econscout.com

Each series rebased to 100 at Nov 1994. credit_card_apr_assessed, productivity · read from cache, latest-revised.

  • Credit-Card Rate (Balances)

    Average rate on the card accounts that actually carry a balance.

    Average rate on credit-card accounts that are assessed interest (i.e. carry a balance).

  • Labor Productivity

    Output produced per hour worked, as an index.

    Nonfarm business sector real output per hour of all persons, indexed to 2017=100.

Each measured on its own terms — compare the lenses, not just the lines. Full lessons → Learn

Correlation is not causation. Two lines moving together is not one moving the other — a shared trend often traces to a third force, or to chance. Read across a few measures before drawing a conclusion.