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10Y-2Y Treasury Spread

Gap between 10-year and 2-year Treasury yields.

+0.39 pp
Percentage points · latest, Jun 2026
1980 Recession1981-82 Recession1990-91 Recession2001 RecessionGlobal Financial CrisisCOVID-19 Recession-2.0-1.00.01.02.019801990200020102020

Source: FRED · T10Y2Y · series · Jun 1976 to Jun 2026 · latest-revised

Reading it. The gap between long- and short-term government borrowing costs. A negative value (an "inverted" curve) means the 2-year yields more than the 10-year; inversions have occurred before past US recessions.

About the bands. Shaded spans are NBER-dated US recessions, drawn as factual overlays. They mark when the economy contracted, not why. Lining an event or policy up with a move on this chart is not evidence that it caused the move.